MamaMia Bingo spill vilkår

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TERMS OF USE

mamamiabingo.com

Version 24

Updated 26 February 2015

 

Please read these Terms of Use carefully before using this Site and/or any services provided by the Gaming Operator. By using the Site and/or any services provided by the Gaming Operator, you agree to be bound by these Terms of Use. If you do not wish to be bound these Terms of Use you may not access or use the Site or any of the services provided by the Gaming Operator.

 

1. General 

2. Use Of Site And Services

3. Deposits And Wagers

4. Cancellations

5. Withdrawals

6. Social Responsibility And Self Protection

7. Bonuses and Freespins

8. Special Rules

9. Winnings And Prizes

10. Chat Rooms

11. Customer Support and Complaints

12. Termination, Blocking and Closing of Player's Accounts

13. Personal Data

14. Local Laws and Prohibitions

15. Links

16. Intellectual Property Rights

17. Limitation of Liability and Disclaimer

18. Amendments and Changes

19. Force Majeure

20. Application of Terms of Use

21. Governing Laws and Disputes

22. Payment Options and Fees

 

 

 

 

1. GENERAL

 

1.1 Evoke Gaming Ltd, company registration number C 38582, 85 St John Street, Valletta, Malta (the "Gaming Operator") provides bingo and casino games at the web-site www.mamamiabingo.com (the "Site"). The Terms of Use are applicable in relation to the use of the Site only and not in relation to use of any other sites provided by the Gaming Operator.

 

1.2 The Gaming Operator is licensed and regulated in Malta by the Malta Gaming Authority ("MGA"). This Site is provided on the basis of the following gaming licenses (collectively the "Gaming License") issued and regulated by the MGA.

 

 

- Casino License Class 1/4 (MGA/CL1/254/2008 - issued 16 February 2010)

- Casino License Class 1/4 (MGA/CL1/728/2011 - issued 22 January 2013)

- Bingo License Class 3 (MGA/CL3/254/2006 - issued 28 June 2012)

 

 

 

 

1.3 Intentionally omitted

1.4 The contractual relationship between you as a player (hereinafter "you" or the "Player") and the Gaming Operator, your use of the Site and the games, and other services provided by Gaming Operator is governed by these Terms of Use, the Gaming License and by the laws of Malta.

 

1.5 Playing at the Site is restricted to individuals of legal age as determined in the jurisdiction in which the Player resides, being an individual who has registered as a Player and who holds a Player's Account with Gaming Operator. Irrespective of the above and under no circumstances may a person register or play if he/she is under 18 years of age. Any funds deposited by or any winnings by any such person may be forfeited to the MGA. Please see also Section 14 below concerning restrictions for players from certain countries. Employees of the Gaming Operator, its licensees, distributors, wholesalers, affiliates, and subsidiaries are not eligible to participate in the Games.

 

1.6 The Player understands and acknowledges that the games and the online community services provided on the Site are for entertainment purposes only. Any use of the Site for any other purposes or intention is strictly prohibited. You hereby acknowledge that your interest in the games and the community services provided by Gaming Operator is of a personal nature.

 

1.7 The Player acknowledges and agrees that it will not be involved in any fraudulent, improper, collusive, misleading, fixing, manipulative or other unlawful activity in relation to the Site or services provided by the Gaming Operator, including but not limited to use of any software-assisted methods or techniques or hardware devices for the participation in any of the Games or manipulation of Gaming Operator's gaming system that may distort normal game play, or attempt to collude with another Player of the Games or participate in the act of intentionally losing money to another Player (chip dumping), or provide incorrect information. Such behavior is expressly prohibited and in the event of such behavior the Gaming Operator reserves the right to take such action as it deems appropriate, including without limitation, immediately closing the Player's account and invalidating any wagers placed by the Player utilizing such fraudulent methods.

 

1.8 If a Players account has been Closed per Section 1.5 above the Gaming Operator will re-open the Player's account if the Player lodges a complaint and provides Gaming Operator with reasonable proof that the Player has not been involved in the aforementioned unlawful activities. The Player must provide such reasonable proof to the Gaming Operator latest within six (6) months from the date the Player's account was Closed. Otherwise the Player has lost the right to the funds in the closed Player's account and the funds will be seized by the Gaming Operator. The procedure for lodging a complaint is set out under the Section "Complaints" below.

 

1.9 If you open or attempt to open more than one account, for whatever reason, the Gaming Operator may Close any or all of your accounts at its discretion. Should the Gaming Operator decide to leave one account open, it will be the first account that you opened with the Gaming Operator, to which your remaining deposits, if any, will be transferred. The Operator will deduct an administrative fee "Multiple Account Fee", see Section 22, for every other account you opened as well as any other deductions that may apply in accordance with these Terms.

 

1.10 By registering on the Site you acknowledge and confirm your full acceptance of these Terms of Use and that you understand the rights, obligations, terms and conditions set forth herein. Should a Player not fully understand and agree to these Terms of Use, the Player is not allowed to register on the Site and not to participate in any of Gaming Operator's events. The Terms of use are provided in different language versions. The different language versions of the Terms of Use reflect the same principles. However, in case of any discrepancies between the different language versions, the English version shall prevail.

 

 

 


 

2. USE OF SITE AND SERVICES

 

2.1 In order to use the services provided by Gaming Operator the Player must open an account (a "Player's Account"). Only one Player's Account is allowed per Player and Players must register personally. The Gaming Operator reserves the right to refuse any application for a Player's Account. Notwithstanding the foregoing, the Gaming Operator will honour its already entered contractual obligations.

 

2.2 The Player (including in this case any person applying to become a Player) must always provide and maintain valid, complete and correct information to Gaming Operator. You hereby acknowledge that if any of the information that you provide to Gaming Operator is false or incomplete, Gaming Operator will not accept your registration as a Player and should you already be registered as a Player with Gaming Operator, Gaming Operator is entitled and required to cancel your registration as a Player and close your Player's Account.

 

2.3 The Gaming Operator is entitled to conduct any and all identification and other verification checks that may be required by applicable laws and regulations and/or by the relevant regulatory authorities for use of the Site. The Player is obligated to, upon request from the Gaming Operator, provide official documents in writing such as, for example, an addressed electricity bill, a bank account statement or any other written documentation which the Gaming Operator may find necessary in order to confirm the correctness of the information provided by the Player in connection with the registration or thereupon following verification procedures.

 

2.4 For the purposes of opening a Player's account with Gaming Operator, the Player must complete the applicable online application form and provide Gaming Operator with at least the following:

 

(a) Name and address of the Player

(b) Confirmation that the Player is at least eighteen years of age

(c) A valid e-mail address belonging to the Player

 

2.5 Upon registration, the Player must select a user-name and a password. The password must consist of a minimum of eight characters and it is recommended that the password includes both letters and numbers. Players must always log on using their user-name and password when accessing the Site and their Player's Account. Players may not allow any person, other than themselves, to use their Player's Account, to access and/or use any materials or information from the gaming system, to accept any prize, or to participate in any of the games. It is strictly prohibited to sell, transfer and/or acquire accounts to or from other Players.

 

2.6 The password should never be written-down or communicated to any other person, and should be changed on a regular basis. You are obliged to keep your account information, user-name and password secret and confidential and you are solely responsible for all use of the services through your user-name and password. In case you become aware of any known or suspected unauthorized use of your Player's Account or any breach of security you are required to immediately notify Gaming Operator hereof in order to suspend your Player's Account. Any unauthorized use of your user-name or password shall be deemed as your use and you are responsible for all charges to your Player's Account until such notification is made to Gaming Operator. Should a Player give away, share, or lose its user-name and/or password, the Gaming Operator shall not be liable for any loss or damage as a result thereof.

 

2.7 A Player's Account can have the following status:

 

Open: A Player's Account can only be opened by the Player and will remain open as long as the account is not classified as Closed, Inactive or Dormant by the Gaming Operator, or until Blocked or Terminated by the Player ("Open").

 

Closed: A Player's Account may be closed (permanently or temporarily) by Gaming Operator in accordance with these Terms of Use ("Closed").

 

Inactive: A Player's Account will automatically be classified as inactive if no log-in and/or log-out has occurred on the Player's Account during a period exceeding twelve (12) consecutive months ("Inactive"). In accordance with Section 22, the Gaming Operator will charge an administrative fee for the costs incurred by the Gaming Operator for maintaining of the Inactive Account until the Player's Account status is changed to Open, Dormant, Closed or Terminated ("Maintenance Fee").

 

Dormant: A Player's Account will automatically be classified as dormant if there has been no log-in and/or log-out on the Player's Account during a consecutive period of thirty (30) months ("Dormant"). When an account is classified as Dormant Section 12.3 applies.

 

Blocked: A Player's Account may be blocked by the Player in accordance with Section 12.5 below when the Player wants a break from gaming ("Blocked"). Blocked accounts are not subject to any additional fees.

 

Terminated: A Player's Account may be terminated by the Player with the effect that a new Player's Account cannot be opened until 30 days has elapsed from the day on which the Player terminated the Player's Account ("Terminated").

 

3. DEPOSITS AND WAGERS

 

3.1 The Gaming Operator does not accept cash payments to the Player's Account. Deposits can only be made via the Site. Available payment methods, associated fees and requirements are listed in Section 22. Detailed information concerning the payment methods is available on the Site.

 

3.2 The currency of the Player's Account is decided upon registration.

 

3.3 A Player may access its Player's Account immediately upon affecting the deposit and the payment supplier's confirmation that the transaction has been affected. A Player may place wagers as soon as the Player has access to the funds on the Player's Account. All deposits are made in real-time and if completed successfully will be credited to the Player's Account instantly. All deposits are irreversible.

 

3.4 A wager can only be placed over the internet. Gaming Operator will not accept a wager from a Player unless there are sufficient funds in the Player's account to cover the amount of the wager. Gaming Operator reserves the right to refuse or limit any wager. Gaming Operator will not grant a Player any credit and the Player may not use any amounts credited in error for the purpose of placing a wager. Player shall not treat the Gaming Operator as a financial institution. Neither deposits nor winnings are interest-bearing, i.e. the Player will not receive any interest on the balance on the Player's account. Players are not entitled to make any transfers between Players or between different Player's Accounts.

 

3.5 Deposits made to a Player's Account must be used as wagers in games on the Site. A deposit must be wagered at least once before a withdrawal can be initiated. All wagers are binding for the Player when made and cannot be cancelled. If a wager s placed or a hand is played using the username and password of a Player it will be considered to have been made by that Player and therefore valid.

 

3.6 The Gaming Operator endeavors wherever possible to ensure the full protection of all

Players and their wagers. However, there are certain events that are beyond the Gaming Operator's control and the Player acknowledges that the games are played over Internet, and, in the case of mobile devices, over the cellular mobile telephone networks. These are communication mediums that are known to be imperfect. If a Player has wagered on a game, with the exception of the purchase of a Bingo card, but has not started the game when disconnected through a technical malfunction, the game will not take place. If the Player has wagered and has started the game when disconnected the game will be recorded on the game servers and the wager will stand and the outcome will be reflected in the Player's Account status and, if the Player wins, the amount will be credited to the Player's Account. The purchase of a Bingo card is definite and the draw will take place irrespective of if the Player is connected to the game or not. The Player understands that in the event of disconnection the records stored on the game server shall be the final authority in determining the terms of any wagers placed and the circumstances in which such wagers were made. The Gaming Operator reserves the right, at any time and without prior warning, to cease to offer an announced game and to withdraw a scheduled gaming activity. In such event all commenced but not completed games will be annulled and the wagers will be repaid to the Player.

 

3.7 In accordance with Section 22, there is a minimum amount of any single transfer (deposit) to a Player's Account ("Minimum Deposit Amount"). In case a transfer is initially accepted and thus shown on the Player's Account and the Gaming Operator later receives notice from the card issuer that the transfer for any reason shall be reversed, Gaming Operator will temporarily Close the Player's Account on suspicion of fraud or stolen credit card.

 

3.8 Financial institutions, card providers, banks and other third party payment processors may charge a fee for processing payments ("Third Party Payment Processor Fees"). The Player is liable to pay any and all such Third Party Payment Processor Fees. The Gaming Operator may charge deposit fees as defined in Section 22.

 

3.9 Gaming Operator will monitor all wagers and account transactions. It is prohibited and unlawful to deposit money from ill-gotten means. Therefore, all transactions are checked to prevent money laundering and all suspicious transactions will be reported to the Gaming Operator's Money Laundering Reporting Officer (MLRO) who will report to and advise the relevant authorities.

 

3.10 A Player can at any time log in to his account and view a statement of his account which would show all transactions effected on that account, namely deposits, bonuses, winnings, wagers and withdrawals. Should the Player notice any mistakes he must notify the Gaming Operator immediately so that the mistake can be rectified. Players should report such a mistake within 90 days from when the mistake first appeared on the statement available on the website.

 

3.11 Gaming Operator holds all customer funds separate from company funds in ring fenced accounts with Bank of Valetta. This means that steps have been taken to protect customer funds but that there is no absolute guarantee that all funds will be repaid in the event of insolvency.

 

 

4 CANCELLATIONS

 

4.1 In the event of:

 

a) a game malfunction;

b) any use of the Site in a way not intended by its design;

c) any use of the Site in breach of these Terms of Use;

d) an obvious misprint in a pay table; or

e) any wager or account transaction of ill-gotten means or otherwise related to such transactions described in Section3.8 above

 

all related wagers, bonuses received and winnings accrued thereof are considered null and void, and the Player's Account will be returned to its starting balance (for the avoidance of doubt the starting balance is the balance the Player had on the Player's Account prior to the erroneous wagering activity less any bonuses received and winnings accrued thereof). In case of an error referable to Gaming Operator's suppliers or other third parties, Section 17.3 below shall apply.

 

4.2 The Gaming Operator reserves the right to declare a wager void if Gaming Operator, at its own discretion, would deem it obvious that any of the following circumstances have occurred;'

 

a) the Player, or people associated with the Player may directly or indirectly influence the outcome of an event;

b) the Player and or people associated with the Player are directly or indirectly avoiding the rules of the Gaming Operator;

c) the result of an event has been directly or indirectly affected by criminal activity;

d) the odds of an event have significantly been changed due to a public announcement in relation to the event;

e) wagers have been placed that would not have been accepted otherwise, but that were accepted during periods when the website have been affected by technical problems;

f) due to an error, such as a mistake, misprint, technical error, force majeure or otherwise, wagers have been offered, placed and or accepted due to this error.

 

5. WITHDRAWALS

 

5.1 Available withdrawal options and associated fees and requirements are listed in Section 22. Detailed information concerning the available withdrawal options is available on the Site.

 

5.2 The Player always has access to its deposits and winnings (subject to the bonus money turn-over requirements set forth below). Provided that the initial Minimum Deposit Amount, as set forth in Section 22, has been wagered at least five times, the Player may at any time request a pay-out from its Player's Account. The Gaming Operator will execute pay-outs within three bank days. In accordance with Section 22 there is a minimum pay-out amount ("Minimum Pay-Out Amount").

 

5.3 In case of cumulative amounts in excess of the equivalent of 2,000 EUR the Gaming Operator will conduct an identification verification process to establish the Player's identity, age and place of residence. The Gaming Operator also reserves the right to perform such verification procedures in connection with pay-outs where the amount corresponds to less than the equivalent of 2,000 EUR.

 

5.4 In case the Player wants to withdraw a smaller amount than the Minimum Pay-Out Amount, Gaming Operator shall be entitled to charge the service fee set forth in Section 22 ("Service Fee") from the balance of the Player's Account. If a Player Terminates the Player's Account, all funds (except bonus money) will be transferred to the bank account or credit card from which the funds paid into the Player's Account originated.

 

5.5 Gaming Operator actively endeavors to combat money-laundering. All transactions are checked to prevent money-laundering and suspicious transactions will be reported to the relevant authorities. As a standard operating procedure, pay-outs from a Player's Account to the Player will be made to the bank account or credit card from which the funds paid into the Player's Account originated. To the extent considered possible by the Gaming Operator, transactions will be made in accordance with the choice of withdrawal method provided by the Player to the Gaming Operator. However, the Gaming Operator reserves the right, at all times, to make the final decision on the choice of withdrawal method. Depending in the Player's or the Gaming Operator's choice of withdrawal method withdrawals may result in fees payable to a third party, such as banks and financial institutions. Information about applicable fees from time to time is provided on the Site under "My Account" and "Settings". The Player understands and accepts that such fees and other fees payable to third parties shall be paid by the Player. In case a bank account has not been designated by the Player, the Player will be required to fax a copy of the Player's identification documents to the Gaming Operator and notify the Gaming Operator of the bank account to which payment shall be made.

 

5.6 Before any pay-outs are carried out the Gaming Operator has the right to request a valid document of identification, for example a copy of a passport, driver's license or any other valid document of identification. The Gaming Operator reserves the right, in its sole discretion, to determine which documents of identification that are acceptable. If the Player has deposited funds with credit cards or debit cards or if the Player has requested a pay-out to be made to a credit card or debit card, the Gaming Operator has the right to request copies of both front page and back page the relevant card. For the Player's own safety, the Gaming Operator recommends that the Player only makes the first six (6) numbers and the last four (4) numbers on the credit card or debit card visible when providing the copy of the card. The CVV/CVV2 number on the credit card or debit card should not be visible on the copy.

 

5.7 Financial institutions, banks and other Third Party Payment Processors may charge Third Party Payment Processor Fees. The Player is liable to pay any and all Third party Payment Processor Fees.

 

5.8 Gaming Operator reserves the right to refuse pay-outs from the Player's Account and to Close a Player's Account if this is not used for wagers on the Site and/or if there is suspicion of abuse of the Gaming Operator services, fraud or any other criminal act.

 

 

6. SOCIAL RESPONSIBILITY AND SELF PROTECTION

 

6.1 The Player and Gaming Operator are aware of the risks of excessive gambling. Further information regarding the risks associated with gambling can be found in our Responsible Gambling section (www.mamamiabingo.com/sv/spelberoende.html). In order to minimize these risks the Player is able to voluntarily put limits on the Player's gaming in the following ways ("Gaming Limitations"):

 

(a) Set a limit of the time during which the Player is allowed to play during a certain session.

(b) Set a limit on the total amount the Players may wager during a certain time period.

(c) Set a limit on the total losses the Player is allowed to incur during a certain time period.

(d) Set a limit on the amount that the Player is allowed to deposit into the Player's Account per week.

(e) Blocking of the Player's Account. A blocking of the Player's Account can have the following effective periods:

i. One week

ii. Two weeks

iii. One month

iv. Three months

v. Six months

 

An account that has been blocked for one of the above effective periods cannot be opened until the full effective period has elapsed, even if the Player wishes to do so. The Player is also able to block the Player's Account for an indefinite period of time. An account that has been blocked for an indefinite period of time can be reopened seven days after the Operator receives such a request.

 

6.2 The above Gaming Limitations are carried out by contacting Customer Service at the Site (Customer Service/Contact Us/Select Topic/Limits) or in writing. A requested Gaming Limitation will have effect immediately when a confirmation email from Customer Service is received by the Player. The same procedure is used in case a prior Gaming Limitation is lowered. The Player is required to follow the Gaming Operator's instructions for implementing a Gaming Limitation. If a Gaming Limitation is raised or lifted, such change will have effect seven days after the Gaming Operator's receipt of the request. A Gaming Limitation set by the Player will remain in effect until the Player has revoked or changed such limitation. The Gaming Operator will not accept wagers in contradiction to the Gaming Limitations set by the Player.

 

6.3 It is illegal for anyone under the age of 18 to gamble. Gaming Operator takes its responsibilities to prevent access by persons under the permitted age very seriously. We make it perfectly clear in our Terms and Conditions and in the account registration process that underage gambling is illegal. We reserve the right to carry out verification checks to ensure that all account holders are at least 18 years old and may suspend an account until adequate verification is received.

 

For this reason we advise parents to make use of third party applications that can be used to monitor or restrict the use of their computer's access to the internet. Netnanny (www.netnanny.com) or Cybersitter (www.cybersitter.com) are examples of such software.

 

6.4 We like to inform you as a Player that there are additional software tools available that can be used to assist you in restricting access to gambling sites. Examples of such tools are Betfilter (www.betfilter.com) and GamBlock (www.gamblock.com) .

 

 

 

7. BONUSES AND FREESPINS

 

7.1 Gaming Operator will from time to time award bonus money to Players which are accounted for separately. Gaming Operator reserves the right to refuse or rescind bonuses at any time for any reason. Bonus money cannot under any circumstance be withdrawn from the Player's Account. If a Player withdraws money from its Player' Account and there still is bonus money on the Player's Account which has not been wagered in accordance with Section 7.2 such un-wagered bonus money on the Player's Account will be automatically forfeited and no longer available for the Player. The Gaming Operator applies the principle that cash funds on the Player's Account are first used for payment of games and bonuses in second hand.

 

7.2 In relation to certain games, bonus money must be wagered by the Player a certain number of times before any winnings resulting from the bonus money can be withdrawn from the Player's Account (called a turnover requirement). The highest wager allowed when using bonus money, until the turnover requirement has been fulfilled, is 5 euro (50 SEK/50 NOK) per spin and 0,5 EUR (0,5 SEK/0,5 NOK) per betting line. For the purposes of this requirement, a spin is defined as a roulette spin, a hand in any table game, a wager in Video Poker, a spin on a game machine, a lottery ticket or a corresponding game in the casino. Any bonus money wager that exceeds the above limits constitutes a breach of these Terms and Sections 4.1 and 12.1 shall apply.. The turnover requirements are described on the Site (https://www.mamamiabingo.com/sv/pages/bonuserbjudanden).The Player is responsible for ensuring that the Player is aware of the terms and conditions of the turnover requirements at all times.

 

7.3 Any bonuses and/or free spins may only be used on a single occasion per Player's Account. It is not allowed in any way for a Player to use another Player's Account in order to circumvent this restriction and gain more than one bonus/free spin. Any bonuses and/or free spins can only be used once by each household, family, address, e-mail address, IP-address and Player's Accounts which are used from computers in public environments (such as schools, workplaces and libraries). In addition, the Gaming Operator reserves the right to Close any Player's Account and seize any existing funds if the Gaming Operator suspects that any kind of abuse, fraud or other undue usage of the Player's Account occurs.

 

7.4 Please observe that it is not allowed to use the bonus money to play on any Table Games, Poker Games, Mega Joker, Jackpot 6000 or Video Poker games. The only valid games are Classic Slots, Video Slots, Keno, Bingo, Golden Derby, Triple Wins, Cash Bomb and Vault assault. Game play on slots with progressive jackpots will not count towards the wagering requirement.

 

 

7.5 Intentionally omitted

 

7.6 A complete list of current bonus offers available from time to time is posted on the Site.

 

7.7 Gaming Operator reserves the right to deny or withdraw the bonus offering(s) at any time. No written correspondence will be initiated and Gaming Operator's decisions are final.

 

7.8 Gaming Operator reserves the right to exclude a Player from future bonuses if the majority of the Player's deposits over time have been made in conjunction with bonus offers.

 

7.9 All winnings as a result of wagering, when having an active bonus, is also considered bonus money and cannot be withdrawn until the original turn-over requirement has been met.

 

7.10 Intentionally omitted

 

7.11 Maximum payout from any no-deposit welcome bonuses or free spins (excludes those associated with a deposit bonus) is 100 EUR (1000 SEK/1000 NOK).

 

7.12 Any winnings during free spins are considered bonus money and must be wagered according to the turn over requirements before a withdrawal is possible.

 

7.13 The Gaming Operator reserves the right to void winnings as a result of wagering with a bonus active where a value, or part of a value, has been built up by a Player and subsequently activated with a real money deposit. Section 7.10 shall apply if any part of the value was created with a no-deposit welcome bonus or free spin.

 

7.14 If a Player uses a proxy server or similar to connect to the Site in order to alter or hide the true identity of the Player, or alter or hide the true identity of the Player's computer equipment, Gaming Operator reserves the right to void any bonuses and any winnings made while playing with bonus money.

 

 

8. Game Specific Terms

 

8.1 Certain provisions laid down in this section refer to the rules, terms and contractual provisions for specific games, which are found in a separate link from this page. The rules linked to from this page form an integral part of these Terms and Conditions.

 

8.2 The Player shall abide by any and all rules in the Games as set out in connection with the Games and/or in the corresponding help files such as the House Rules and the House Policies.

 

 

8.3 Casino rules

8.3.1 The rules for casino games are found under each individual game. The rules for the casino tournaments are found in the casino lobby.

 

8.4 Bingo rules

8.4.1 Read the complete Rules and Terms for Bingo here (https://www.mamamiabingo.com/sv/bingoregler.html).

 

 

 

9. WINNINGS AND PRIZES

 

9.1 From time to time competitions will be held on the Site with different kinds of prizes ("Competition Prizes"). These competitions are completely separate from the games and any Competition Prizes will thus not be shown in the Player's Account history. Competition Prizes have a monetary value and cannot be exchanged for money. Gaming Operator will contact a Player that has won a Competition Prize in order to verify that the address provided upon registration is correct. The Player is required to reply and confirm that the address is correct before Gaming Operator delivers the Competition Prize. Any tax levied on Competition Prizes are payable by the Player.

 

9.2 By accepting any winnings or prize, the Player agrees that Gaming Operator may propose to the Player to participate in PR and advertising activities. The Player will not under any circumstances be obligated to participate in such activities. In case the Player elects to participate in such activity no compensation other than the winnings or prize will be paid by Gaming Operator.

 

10. CHAT ROOMS

 

10.1 The purpose of the chat rooms is to enable interaction between Players and supply a social experience.

 

10.2 Only registered Players can access the chat rooms and you must be logged on to the Site in order to participate in the chat.

 

10.3 No persons younger than 18 years of age are allowed in chat rooms. In the event that a

minor gains access to a Player's account held by an adult, the Player in whose name the Player's Account is registered will be held responsible for the minor's actions.

 

10.4 Players are required to exercise respect and maintain a friendly attitude when using the Site and participating in the chat rooms. You may not post or transmit any message, data, image or program which is libelous, defamatory, pornographic, obscene, abusive, illegal, racist, or otherwise offensive or which discloses private or personal matters concerning any person or which constitutes an infringement of any intellectual property rights or which otherwise violates any other rights of any third party. For the avoidance of doubt, collusion through the use of the chat rooms or separate chat is expressly prohibited. Players are barred from complaining in the chat room. All complaints must be directed to the Help Desk to prevent any disruption to the flow of the chat. Players are further barred from (a) harassing, slandering, libeling, insulting, abusing and threatening others, (b) discussing other bingo sites, advertisements or other sites whatsoever, (c) seeking to recruit persons on behalf of other sites and (d) slander or libel of Gaming Operator's management, employees or affiliates, or the MGA. The Gaming Operator does not accept responsibility for any materials provided by Players.

 

10.5 Soliciting other Players for money, gifts, contributions or loans is strictly prohibited. It is not allowed to discuss or announce your account balance as this may cause other Players to feel uneasy.

 

10.6 The above policy is for the protection of all Players and is intended to maintain a comfortable environment in the Gaming Operator's chat rooms. Should a Player not act in accordance with our policy as described herein, Gaming Operator may take any action it deems fit in order to restore a proper environment, which may entail deletion of the message and that Gaming Operator is forced to Terminate a Player's Account. In case of abuse, Gaming Operator reserves the right to remove chat rooms. In addition, Gaming Operator will report any suspicious chats to the MGA.

 

10.7 The chat rooms are monitored by a Chat Manager (the "CM"). Players are bound to respect the Chat Manager and required to abide by the decisions of the Chat Manager. All correspondence in the chat rooms is logged and registered and may be used as evidence in relation to winners in chat games and in case of any violation of these Terms of Use.

 

10.8 The Player must use an alias that is in good taste and may not use an alias which is prefaced by the term "CM" or which indicates that the Player is in any way affiliated or associated with Gaming Operator. Gaming Operator reserves the right to request that a Player changes its alias at Gaming Operator's sole discretion. Should a Player refuse to change his/her alias within a 48 hour time period, Gaming Operator shall be entitled to Close such Player's Account pending that Player's contacts Customer Service and changes the alias. Players can only change their alias once every 30 days, except in cases where such change is required by Gaming Operator.

 

10.9 Chat game prizes are sometimes awarded to Players participating in the chat room. Chat game prizes are offered as a way of providing additional fun and chances to win for regular Players and chatters. Chat game prizes are intended to enhance the chatters' online gaming experience.

 

11. CUSTOMER SUPPORT AND COMPLAINTS

 

11.1 Customer support is provided and complaints are handled by Gaming Operator through an on-line help desk using the contact form at the Site (the "Customer Support"). All inquiries and complaints must be directed to the Customer Support in writing or in electronic format. A complaint shall be deemed to have been submitted in a valid manner when it contains clear information regarding the Player's identity and gives all relevant details giving rise to the complaint. If you have submitted a help desk request you are required to allow Customer Support staff adequate time to respond to your inquiry or complaint. Complaints will normally be handled by the Gaming Operator within two working days from submission of the complaint by the Player.

 

11.2 If you are not content with the Gaming Operator's handling of your complaint you may submit your complaint to Malta Lotteries and Gaming Authority at support.mga@mga.org.mt.

 

11.3 Intentionally omitted

 

11.4 In the event that there is a discrepancy between the outcome of a game as recorded in Gaming Operator's database, and that recorded by the Player, the information recorded in the Gaming Operator's game server will be considered valid.

 

11.5 Spamming of Customer Support (sending repeated copies of the same message) is prohibited. Players are prohibited from harassing or abusing the Customer Support staff. Players are requested to address their concerns without the use of obscenities or threatening language.

 

11.6 Players are prohibited from discussing a complaint or the length of time within which same has been pending or has been processed by Gaming Operator in the chat rooms.

 

12. TERMINATION, BLOCKING AND CLOSING OF PLAYER'S ACCOUNTS

 

12.1 Gaming Operator reserves the right to, at its sole discretion to Close your Player's Account and/or the services provided by Gaming Operator with immediate effect and without prior notice. If the Gaming Operator does not suspect any breach against these Terms of Use, the Gaming Operator shall execute a pay-out of the Player's available funds, less any third party fees, within a reasonable time after Closing. In case your Player's Account is Closed you may no longer use the Site and/or the services provided by Gaming Operator. If your Player's Account is Closed due to a breach of these Terms of Use, Gaming Operator shall be entitled to reclaim any winnings that have been paid out or make a set-off of winnings against the balance of the Player's Account.

 

12.2 You agree to indemnify and hold harmless Gaming Operator and its officers, directors, employees, agents, licensors, suppliers and any third party content and service providers to the Site from and against all losses, expenses, damages and costs resulting from your violation of the Terms of Use.

 

12.3 The Player accepts and acknowledges that the Player's Account automatically will be classified as Dormant if there has been no log-in and/or log-out on the Player's Account during a consecutive period of thirty (30) months. Should the Player's Account be classified as Dormant, the Gaming Operator will try to contact the Player using the email address on record in order to pay out the balance on the Player's Account, minus any bonus money, to the Player. If the Gaming Operator using reasonable efforts is unable to contact the Player, the money will be forfeited and remitted to the MGA. A Player is prevented from bringing a claim against the Gaming Operator in the event the Gaming Operator has duly remitted the balance in a Player's account to the MGA.

 

12.4 A Player may at any time Terminate its Player's Account by contacting Customer Support via the contact form on the Site. If the Player elects to Terminate its Player's Account, the Player will not be able to re-open the Player's Account until 30 days has elapsed from the date of termination. If the Gaming Operator does not suspect any breach against these Terms of Use, the Gaming Operator shall execute a pay-out of the Players available funds, less any third party fees, within a reasonable time after termination. If the Player has acted in breach of these Terms of Use, Gaming Operator shall be entitled to reclaim any winnings that have been paid out or make a set-off of winnings against the balance of the Player's Account.

 

12.5 The Player may at any time Block the Player's Account by contacting Customer Support via the contact form on the Site. By Blocking the Player's Account, the Player will not be able to play on the site for the period of time that the Player's Account is blocked by the Player. The Player has the right to request withdrawals from the Player's Account also when the Player's account is Blocked. Such request is made directly to Customer Support using the contact form on the Site. A Player may elect to Terminate the Player's Account whilst Blocked in which case Section 12.4 shall apply. When the Player's Account is re-activated the Player regains full access to the Site and all Terms of Use shall apply.

 

12.6 Intentionally omitted

 

 

13. PERSONAL DATA

 

13.1 Gaming Operator is committed to protecting your privacy and personal information. Personal and financial information of Players will be kept confidential. However, under applicable laws and gaming regulations, Gaming Operator is required to maintain a secure online list of all registered Players which may be disclosed to the MGA upon request by the MGA. Hence personal data needed to identify a Player and such Player's gaming transactions will not be deleted even if a Player's Account is Closed, Blocked or Terminated. Gaming Operator may retain such information for the period that is required in accordance with applicable laws and gaming regulations.

 

13.2 "Personal Information" shall be defined as any information about the Player that directly or indirectly identifies the Player. The types of Personal Information the Company may collect from the Player could include, for example, the Player's name, contact information, birth date and billing information. Most of the Personal Information is supplied by the Player on a voluntary basis and some is gathered automatically by the Gaming Operator's systems such as statistical data on the Player's use of the Gaming Operators website.

 

 

13.3 On a need to know basis, the following staff members of Gaming Operator will have access to your privacy and personal information:

 

(a)              Compliance Officers

(b)              Customer Service Officers and Staff

(c)              Corporate and Public Affairs Staff

(d)              Data Protection Officer

(e)              Management and Directors

 

13.4 The Player's personal data will not be disclosed to third parties, unless such disclosure is necessary to process the Player's requests, such as effecting transactions on the Player's Account or participating in games, to carry verification procedures or unless it is otherwise required by law. Since the Gaming Operator's service providers are responsible for certain parts of the overall functioning or operation of the Site, personal data may be disclosed to such third parties and the Player hereby consents to such disclosures.

 

13.5 Gaming Operator is part of the Albert Bonnier AB group of companies and in accordance with applicable data protection legislation the Player hereby consents to the storage and processing of personal data to be used by the Bonnier Group for marketing, including electronic, and for digital services. This includes approval of joint processing of personal data that you directly or indirectly (for example via cookies) provide when using any of the Bonnier Group's digital services. This consent is valid until you recall it and it is not conditioned by any deposit to the Player's account. The Player has the right to decline by contacting customer service. Additional information with complete information regarding the processing of personal data is available in these Terms of Use and at www.kunddata.bonnier.se.

 

13.6 The Player also consents to the processing and transfer of personal data for the purposes of detecting and preventing fraud and other criminal activities in relation to the Gaming Operator.

 

13.7 By using this Site and/or any services provided by the Gaming Operator you opt-in and consent to receiving communications by SMS, e-mail and telephone. Should a Player wish to opt-out from receiving such communication, the Player may opt-out by editing the settings in My Account on the Site.

 

 

14. LOCAL LAWS AND PROHIBITIONS

 

14.1 It is the sole responsibility of the Player to understand the laws in his/her jurisdiction of residence relating to all aspects of playing at Gaming Operator. Your access to the Site is on your own initiative and you are responsible for your compliance with local laws if and to the extent local laws are applicable. Gaming Operator makes no representation that materials on the Site or Gaming Operator's services are appropriate, available or allowed in your jurisdiction. Gaming Operator is unable to provide any legal advice regarding this matter and Gaming Operator accepts no responsibility whatsoever should an individual act in breach of any law or regulation in transacting with Gaming Operator in whichever manner.

 

14.2 Persons who are citizens of or resident in the following countries are expressly prohibited from using the Site and playing any games provided by Gaming Operator. By registering as a Player, you confirm that you are not a citizen of or a resident in any of the following countries: Afghanistan, Algeria, Angola, Bahrain, China, Denmark, Eritrea, Ethiopia, France, Hong Kong, Indonesia, Yemen, Jordan, Iran, Iraq, Kuwait, Libya, Malaysia, Mauretania, Mauritius, Morocco, Norfolk Island,North Korea, Oman, Pakistan, Qatar, Rwanda, Saudi Arabia, Somalia, Spain, South Sudan, Sudan, Syria, Tunisia, Turkey, United Arab Emirates, United Kingdom and the United States of America (its territories and possessions, including but not limited to Puerto Rico, Guam, American Samoa and the U.S. Virgin Islands and U.S. military bases and ships at sea, and the Islands of the Caribbean Basin).

 

 

15. LINKS

 

The Site may provide links or references to other websites. Gaming Operator has no particular knowledge of information contained in such other sites and does not endorse companies or products to which it links. Gaming Operator does not have any responsibility for the contents or policies of such other sites and does not accept any liability for any damages resulting from your access to or use of such other sites. If you decide to access any of the third party sites linked to the Site, you do so entirely at your own risk. Gaming Operator reserves the right to terminate any link or linking program at any time.

 

16. INTELLECTUAL PROPERTY RIGHTS

 

16.1 All content on the Site, such as text, graphics, logos, button icons, images, audio clips, digital downloads and software is owned or licensed by Gaming Operator. You may not access, print and download portions of material from the Site unless expressly permitted and then solely for your personal and non-commercial use. Information on the Site may not be altered, distributed or displayed without the express consent of Gaming Operator.

 

16.2 Gaming Operator's trademarks, trade names and other symbols included or referenced on the Site (the "Marks") are protected by national and international trademark laws. All use of the Marks is strictly prohibited without Gaming Operator's prior written approval. The Marks may not be used in connection with any product or service that is not approved by Gaming Operator or in any manner that is likely to cause confusion among customers or that disparages or discredits Gaming Operator. The Player does not obtain any rights in relation to the Marks or any other materials on the Site. A breach of these provisions may entail liability for damages.

 

16.3 If you upload or post materials to the Site (including but not limited to comments, suggestions, problem reports, bug reports and design ideas) you agree that you automatically grant to Gaming Operator a non-exclusive, royalty-free, world-wide and perpetual license to use, modify, incorporate and reproduce such materials in any manner and you waive all your moral rights in relation to such materials.

 

17. LIMITATION OF LIABILITY AND DISCLAIMER

 

17.1 To the extent allowed under applicable laws, neither the Gaming Operator nor any of its affiliates or content or service providers accepts any liability for any direct, indirect, special, punitive, incidental, exemplary or consequential damages of any kind arising from or relating to your access to and use of the Site and/or the services provided by the Gaming Operator. In no event shall the Gaming Operator's total liability to you for all damages, losses, and causes of action exceed the amount you have deposited to your Player Account during the last 90 days calculated from the date when the incident occurred.

 

17.2 The Gaming Operator does not warrant that the Site or the services provided by the Gaming Operator will be provided without interruptions, interferences, delays or other types of errors nor that any defects will be corrected. The Site and the services are provided on an "as is" basis.

 

17.3 If the Gaming Operator, due to a technical error in the systems that Gaming Operator licenses from its suppliers or due to any other reason outside Gaming Operator's reasonable control, makes an erroneous payment to the Player's Account, such erroneous payment shall be paid back to Gaming Operator as soon as the error has been identified. Gaming Operator shall be entitled to retake such erroneous payment without the Player's prior consent. Such erroneous payment shall be regarded as a debt to Gaming Operator until correction has been made. The Player is obligated to inform Gaming Operator immediately hereof upon becoming aware of an erroneous payment.

 

18. AMENDMENTS AND CHANGES

 

Gaming Operator reserves the right to amend or change these Terms of Use at any time. Any changes to these Terms of Use will be notified to Players in advance and will enter into force upon acceptance by the Players. If you do not accept the amended or new Terms of Use you may not access, use or continue to use the Site or any of the services provided by Gaming Operator. Gaming Operator advises you to periodically review the Terms of Use in order to be informed of any changes. Gaming Operator further reserves the right to change or modify the content of the Site at any time without prior notification and will not be liable to any party in any way for possible consequences of such changes. Gaming Operator may suspend, discontinue or restrict access to any portion of the Site and/or its services at any time and without notice.

 

19. FORCE MAJEURE

 

Any failure or delay by Gaming Operator in the performance of its obligations of its services shall not be deemed a breach of its obligations to you if such failure or delay to the extent such failure or delay is caused by fire, flood, earthquake, elements of nature or acts of God, public utility electrical failure, acts of war, terrorism, riots, civil disorders, rebellions or revolutions, strikes, lockouts, or labor difficulties, court order, outage, delays or disruptions of the Internet or telecommunications networks, third party non-performance or any other similar cause beyond the reasonable control of Gaming Operator. Gaming Operator does not accept any liability for the consequences arising out of any such force majeure events.

 

20. APPLICATION OF THE TERMS OF USE

 

These Terms of Use constitute the entire agreement between you and Gaming Operator and supersedes any and all prior and existing agreements with regards to the Site and the services provided by Gaming Operator. You acknowledge that Gaming Operator has not made any representations, promises or agreements to you relating to the subjects addressed by the Terms of Use that are not embodied herein.

 

21. GOVERNING LAW AND DISPUTES

 

By accessing the Site and/or registering as a Player you agree that all matters relating to your access to and use the Site and services provided by Gaming Operator shall be governed by and construed in accordance with the laws of Malta, without giving effect to any principles of conflicts of law. Any dispute arising out of your use of the Site and/or Gaming Operator's services shall be settled by the courts of Malta and you hereby agree to submit to the exclusive jurisdiction of such courts.

 


 

22. PAYMENT OPTIONS AND FEES

 

22.1 Deposit options

 

 

 

SE

NO

FIN

(a)

VISA

x

x

x

(b)

Master Card

x

x

x

(c)

Neteller

x

x

x

(d)

Trustly Bank Transfer

x

x

x

(e)

Skrill

x

x

x

(f)

Entropay

 

x

 

(g)

Swiftvoucher

 

x

 

(h)

Click2Pay

x

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

22.2 Withdrawal options

 

 

 

SE

NO

FIN

(a)

Neteller

X

x

x

(b)

Trustly Bank Transfer

x

x

x

(c)

Skrill

x

x

x

(d)

Payson

x

x

 

(e)

Click2Pay

x

 

 

 

 

22.3 Fees and minimum amounts

 

(a)

Minimum Deposit Amount

100 SEK

100 NOK

10 EUR

 

(b)

Deposit fees

0%

0%

0%

Gaming Operator reserves the right to charge such fee for all deposit methods.

(c)

Minimum Withdrawal Amount

150 SEK

150 NOK

15 EUR

 

(d)

Withdrawal Fees

0%

 

 

 

(e)

Service Fee

0 SEK

0 NOK

0 EUR

Charged for each withdrawal

(f)

Maintenance Fee

50 SEK

50 NOK

5 EUR

Charged monthly on Inactive accounts as long as the account balance remains positive.

 

At the Player's request, the Gaming Operator will refund any administrative fees deducted from the Player's account once the Player reactivates his/her account with the Gaming Operator.

(g)

Multiple Account Fee

10%

300 SEK

10%

300 NOK

10%

30 EUR

The Gaming Operator will deduct an administrative fee on the remaining deposits for every other account you opened.

* * * * *

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